How Insurance Works

Insurance Information : How to Buy Temporary Health Insurance

My name’s Seann McWhorter. I’m agency principal
of Insure Right Insurance Agency located in Lehi, Utah. We’re here to talk about insurance
ins and outs, and specifically how to buy temporary health insurance. Many people find
themselves in a transition period where they are no longer employed at a company that offers
health insurance, and there’s going to be a short period of time where they will–before
they can qualify to get insurance at their next employer. So in that situation, they
can purchase a temporary health insurance policy. How do you obtain this? You would
contact an insurance agent that specializes or offers health insurance, and ask them out
that. They will take a short application about your medical back history, and submit that
to the carrier for underwriting approval. Generally speaking, underwriting takes about
a week to two weeks to determine whether you’re eligible for a policy. Once that is determined,
then you’re given the opportunity to accept or decline that offer of coverage from the
insurance company.

Reader Comments

  1. temporary plans are issued immediately with most insurance companies based on the information on the application. There is no need to wait for approval.

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