How Insurance Works

Rep. Jayapal: ‘What We’re Talking About Is Stopping Mass Unemployment’ | The Last Word | MSNBC


STATE, A MEMBER OF THE HOUSE BUDGET COMMITTEE. THANK YOU VERY MUCH FOR JOINING US TONIGHT, CONGRESSWOMAN. SO YOU SEEM TO HAVE THE FEELING THAT WHEN PEOPLE NEED MONEY, THEY ACTUALLY NEED MONEY. AND THE BEST WAY TO DELIVER IT IS THROUGH THEIR EMPLOYERS.>>THAT’S RIGHT. I MEAN, WHAT WE’RE TALKING ABOUT RIGHT NOW IS STOPPING PASS UNEMPLOYMENT, WHICH IS KILLING THIS COUNTRY RIGHT NOW. WE’VE GOT 37 MILLION PEOPLE WHO HAVE FILED FOR UNEMPLOYMENT JUST IN THE LAST EIGHT WEEKS. AND WHAT THIS ACT WOULD DO IS IT WOULD SAY THE FEDERAL GOVERNMENT WILL ENSURE THAT YOU CONTINUE TO GET PAYCHECKS, THAT WE PUT MONEY IN PEOPLE’S POCKETS, AND WE ALLOW WIZZBUSINESSES TO SURVIVE CRISIS. THIS IS THE APPROACH MANY EUROPEAN COUNTRIES HAVE TAKEN. ALSO SOUTH KOREA, SINGAPORE, MALAYSIA. IT’S REALLY THE MOST STREAMLINE WAY TO MAKE SURE WE HAVE A FASTER ECONOMIC RECOVERY IF WE STOP THIS MASS UNEMPLOYMENT THAT’S HAPPENING, TO KEEP AS MANY PEOPLE OFF OF UNEMPLOYMENT INSURANCE AS POSSIBLE SO WE DON’T OVERWHELM THE SYSTEM. AND TO MAKE SURE THAT THERE IS CERTAINTY AND SCALE FOR THESE WORKERS AND BUSINESSES, BECAUSE THERE IS TOO MUCH UNCERTAINTY RIGHT NOW. AND THIS PROGRAM WOULD HELP TO PROVIDE SOME OF THAT.>>AND YOU’VE GOT A STREAMLINE DELIVERY SYSTEM BY GOING THROUGH THE EMPLOYER. YOU’RE KEEPING THE EMPLOYER ALIVE. SO MANY OF THESE — WE SEE THE UNEMPLOYMENT NUMBERS THAT ARE STAGGERING, BUT THEY ARE UNEMPLOYED BY BUSINESSES WHO ARE LOSING BUSINESS. AND ARE LOSING THEIR ABILITY TO STAY IN BUSINESS. SO YOU’RE TRYING TO ADDRESS BOTH OF THOSE THINGS AT THE SAME TIME.>>THAT’S EXACTLY RIGHT. WE THINK THIS IS A REALLY IMPORTANT FACTOR OF OUR ECONOMY. THE PRODUCTIVE RELATIONSHIP BETWEEN WORKERS AND BUSINESSES. THAT JOB IS CRITICAL. OF COURSE, AS YOU SAID, IN YOUR SUMMARY AT THE BEGINNING, THIS WOULD ALSO KEEP WORKERS ON THEIR HEALTH CARE, BECAUSE WE KNOW THAT AT THIS MOMENT, 27 MILLION AMERICANS HAVE LOST NOT ONLY THEIR JOBS, BUT THEIR HEALTH CARE IN THE MIDST OF A PANDEMIC. THAT NUMBER IS PROJECTED TO INCREASE. SO BY DOING THIS VERY STREAMLINED APPROACH, WE HAVE PRESERVED THAT RELATIONSHIP BETWEEN BUSINESSES AND WORKERS. WE ALLOW THE BUSINESSES TO CONTINUE TO OPERATE SO THEY DON’T HAVE TO MAKE THAT DECISION ABOUT PERMANENTLY SHUTTERING, WHICH IS HAPPENING TO SO MANY. AND WE MAKE SURE THERE’S NO HUNGER GAMES GOING ON, WHERE A BANK OR THE TREASURY SECRETARY OR THE TRUMP ADMINISTRATION GETS TO PICK WINNERS AND LOSERS BETWEEN BUSINESSES. EVERYONE GETS TO QUALIFY FOR THIS. AND IT WOULD COVER 36 MILLION WORKERS AND, AGAIN, YOU KNOW, I THINK IT ALSO ADDRESSES BOTH THE PUBLIC HEALTH PIECE OF THIS, AS WELL AS THE ECONOMIC PIECE, BECAUSE IF WE WANT TO BEAT THE VIRUS, WE DO NEED PEOPLE TO STAY HOME UNTIL THEY HAVE CONTACT TRACING, TESTING, ISOLATION CAPACITIES IN PLACE. IF WE WANT PEOPLE TO STAY HOME AND FOLLOW PUBLIC HEALTH GUIDANCE, THEN WE MUST MAKE SURE THAT WE ARE RELIEVING THE ECONOMIC PRESSURE ON WORKERS SO THAT THEY CAN PAY THEIR RENT,


Reader Comments

  1. LOL. LOOK AT YOUR STREETS OF SEATTLE WHERE YOU'RE FROM, YOU'LL SEE UNEMPLOYMENT. DEM STATES ALWAYS (FAIL)#CONtrolled
    #TRUMP2020#MAGA🇺🇸#4MREYRS

  2. Stop playing the 'November' game and start concentrating on Covid 19. This virus will not let up and it will be here for years. That's not 'Doom and Gloom'. Its a fact.

  3. Give the money to american business to distribute because they are so honest. WOW this country is owned and operated not by the people but by businesses.

  4. Australia has created 2 programs Job Seeker and Job Keeper. The Job Keeper program funds businesses that would otherwise have laid off workers with funds to keep them being paid at a high % of the normal salary. Don't pay people directly, that's dumb, it separates people from their jobs and you won't get them back because the employer won't rehire and the employee will have checked out

  5. You people are sick human beings you shut down the economy and government can’t keep printing money
    The economy should have been shut down

  6. What about ubi millions will not have jobs to go back to the tv propaganda is shameful no accurate numbers either

  7. why even interview on this? no democrat bill in the house is going to become law. there is 5.5 months till the election. does anyone thing Trump is going to sign a damned thing that democrats try and pass? really? really?

  8. Dear t'rump supporters,
    If re-opening the economy at the cost of losing some people is acceptable, please tell me which of your family you'd like to sacrifice.
    Sincerely,
    The Rest of Us.

  9. A bit of reality that so many persons health care availability is tied to insurance via their employer. I don't know the best way what this Representative is proposing can be implemented, but the problem(s) that she is talking about are real, and we need to try some solutions. Oh, and the tRumpian tRolls are out in force on this one. The economic catastrophe we are combating is NOT going to be resolved without rolling back the public health crisis the COVID-19 is confronting us with. Listen to Public Health professionals, not charlatans and mouth breathing thugs. Semper Fi, all.

  10. One more time. A better solution to this economic situation, instead of all these cheque’s ,bailouts. Pass an emergency law while this virus is progressing……..to suspend all debt, rent, payments, credit cards, everything. A time out, a pause. Just let the time pass. A person or business under quarantine, with no debt, needs no income. It would discourage corruption and nepotism and stress on everyone. Not cancel all debt, just suspend it. Give food allotment to those in need. No it is not perfect but it’s still better than the present plan. You’re welcome 😊

  11. Newest study shows black/brown women are 14 times more likely to die of COVID-19 than white women. Trump doesn’t even acknowledge this.

  12. ********IF YOU WANT TO FIND OUT THE INSANITY THAT DEMOCRATS IN THE HOUSE PUT IN THEIR BILL DO NOT LISTEN TO MSNBC. LOOK IT UP ON YOUR OWN. MSNBC WILL NOT TELL YOU THE TRUTH*********

  13. If you claim we can't afford this or similar measures, don't claim that the United States is the greatest and wealthiest country in the world.

  14. Some businesses are not going to recover for months or years and perhaps ever. Restaurants, bars, and theaters are going to have to run at limited capacity and even then may not get clientele to meet that limited capacity. The Trump murder/suicide pact virus sharers cannot completely make up for the majority of sane Americans, who are going to be more cautious.

  15. They think in a reverse way. They do not want to help the consumer in a consumer driven economy.

  16. This is better than unemployment insurance payments… BUT still need stimulus payments for unemployed, retirees losing other income sources, SSA recipients, etc.

    Many employers won’t take back employees that they severed in March.

  17. 55 years ago when I first started paying health care claims for the third largest insurance company in America, it became clear that employer paid insurance plans were not the correct way for our country to go. With the failure of everyone except Hilary Clinton to bring the need for a National Health Care Plan directly to Congress, I had to be content getting the best coverage possible through HMOs. This pandemic has really brought home the disadvantage our system has placed on us. This would be an excellent time to reorder some of the things within our economy. We will need to make the move anyway into greener, more effective ways of doing things. Part of those changes can be the restructuring of the financial network that our healthcare system exists on. The rest of the civilized world already considers "healthcare a right". It's time for America to join in.

  18. This is what australia has done free healthcare free childcare for essential workers which our gov considers every job in this time is essential our gov has unified Australians by both political parties working together in unison only way forward

  19. Who is going to make sure the businesses give the money to the employees? How much does the business have to pay the employee?,… same as before they were layed off? What if they worked on commission instead of hourly or salary? Etc. Etc. Etc. I cannot see this working, unfortunately, too many variables and an entire government agency would be needed to administer this.

  20. ok let us say T just wants to win the election. He has to send $2000/- per month to every adult at least till december so that they go and spend and keep the economy strong(rent, mortgates, food., health insurance etc). They are so dumb that they cannot even plan for their own victory. So how they will save the country from economic depression. Absolutely no chance.

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